|
|
|
|
|
Grants & Assistance Programs for Homebuyers
Helping You Move Forward—With Less Financial Pressure
Grants & Assistance Programs for Homebuyers
Helping You Move Forward—With Less Financial Pressure
Homes for Heroes
Serving Those Who Serve Our Communities
If you’re a firefighter, law enforcement officer, military member (active, reserve, or veteran), teacher, or healthcare professional—you may qualify for exclusive savings
when buying or selling your home.
Average savings: $4,000 per transaction.
Reduced lender fees, title charges & other closing costs.
Available when working with an approved affiliate.
I’m a proud Homes for Heroes affiliate serving California’s Central Coast.
CalHFA (California Housing Finance Agency) Programs
Support for First-Time & First-Generation Buyers
CalHFA offers a variety of state-sponsored programs to help
first-time homebuyers
enter the market with less cash upfront:
Dream For All Shared Appreciation Loan
Up to 20% of the purchase price toward your down payment and closing costs.
For first-time AND first-generation homebuyers.
Funds expected to reopen in 2025—prepare early!
MyHome Assistance Program
Up to 3.5% down payment/closing cost assistance.
Works with FHA and Conventional loans.
CalPLUS Conventional with ZIP
Fixed-rate mortgage with up to 6% assistance.
Great for those needing extra help covering upfront costs.
Tip: These programs require a CalHFA-approved lender. Need help finding one? Contact me here.
GSFA Assist-to-Own Program
Flexible Help—Even if You’re Not a First-Time Buyer
The Golden State Finance Authority (GSFA) offers down payment and closing cost assistance of up to 5.5% of your loan amount.
Works with FHA, VA, USDA & Conventional loans.
No first-time buyer requirement.
Eligible for condos, townhomes, and single-family homes.
Let’s chat about how this could make your purchase more affordable. Schedule a quick 15-minute call →
San Luis Obispo County Assistance Programs
First-Time Homebuyer Loans
SLO County offers down payment assistance loans to low-income first-time homebuyers. Availability is limited and income caps apply.
Call the County Housing Division at (805) 781-5600 for more details.
Avila Ranch Workforce Housing Program
Buying in Avila Ranch? You may qualify for a silent second loan up to $20,000 (5% of the purchase price) —no payments until resale or refinance.
Designed for local workforce & moderate-income buyers.
Funds recycle to help future homebuyers in the community.
Local programs like these help keep you rooted here on the Central Coast. Explore Avila Ranch housing →
HASLO (Housing Authority of San Luis Obispo)
HASLO supports over 2,000 households monthly through rental assistance programs like Section 8. For renters preparing to buy, understanding these programs can be part of a long-term plan.
Learn more at haslo.org
Let’s Create a Strategy That Works for You
Every buyer’s situation is different—and you don’t have to navigate this alone.
I’ll connect you with the right programs.
Help you find a lender who understands these options.
Guide you all the way from pre-approval to handing over the keys
Note: Program availability and eligibility criteria are subject to change. Always consult with the respective program administrators for the most up-to-date information.
Let’s Create a Strategy That Works for You
Every buyer’s situation is different—and you don’t have to navigate this alone.
I’ll connect you with the right programs.
Help you find a lender who understands these options.
Guide you all the way from pre-approval to handing over the keys
Note: Program availability and eligibility criteria are subject to change. Always consult with the respective program administrators for the most up-to-date information.